Tailored Solutions
For Merchants, Empowering Partnerships Across Every Industry

Empowering Your Business With Seamless and Secure Payment Solutions!

We offer a premier custom processing solution designed to meet your unique merchant requirements!

At GOAT Payments, we specialize in providing exceptional credit card payment processing solutions designed to streamline your transactions and enhance your business operations. Our dedicated team is here to support you 24/7/365 days a year, ensuring you always feel supported in your payments processing journey.

What Makes Us Unique


0 +

Satisfied Clients

0 Million+

Transactions Annually

0 Billion+

Dollars Processed Annually

Concierge White Glove Service

We hold your hand from application to approval and throughout the processing relationship.

24/7/365 Support

Our representatives prioritize personalized customer service. We don't rely on voicemails.


Since 2008, thousands have trusted GOAT Payments for credit card processing, e-commerce solutions, and business capital.

Merchants Welcome

We readily accept challenging and high-risk merchant accounts.

Custom Solutions

Customized for each client's unique needs, leveraging our 25+ banking partnerships.

Low-Risk Portfolio

Our multibillion-dollar low-risk portfolio balances out our high-risk portfolio.

Testimonials From Our Valued Clients

I just wanted to say thank you for your assistance getting my company set up with credit card processing. It's always a confusing and time consuming process to get the information together and sent to the right people when adding a store or changing processors, and I want you to know I appreciate the streamline process that Mike at Service First and Goat payments provide for us.

It's always appreciated that I know when I email or message Javier he is quick to answer, even on his way home when I call in a panic because I missed part of his email!!

It's AWESOME dealing with companies that go out of their way to provide excellent customer service!!!

-  L. Habblett

"GOAT Payments was a breeze to work with. Timely and professional support to get us up and running with ecomm. Would highly recommend."

-  J. Mitchell

"From what went from doing a quick google search to getting started on my journey to process credit cards, GOAT Payments has made it super easy. My agent Jason Michalski has been communicating with me every step of the way and even helped me find the rates that were best for me. You are truly the GOAT Payments!"

-  Longsheng Z.

"Good afternoon this is a long overdue testimonial for GOAT Payments, and Jason Michalski. I have worked with a lot of credit card processing companies in the past, and they were all full of empty promises. When I started working with Jason, he assured me there would be no hidden fees and they would always take care of me and they’ve gone way beyond my expectations, if you are looking at this testimonial and considering GOAT Payments, rest assured you’re making the right decision thank you Jason and the rest of the crew one less thing I have to micromanage now"

-  C. Austin

"I want to compliment you on the same breath, JAMES from tech support, for the excellent service, attention, and speedy email responses. I am thankful to be on board with your company; I will recommend GOAT Payments with conviction! Highlighting the service, professionalism, and efforts in getting me up and running have far surpassed my expectations. Such a commitment to customer satisfaction is to be commended. You can be sure you will have a loyal client for years."

-  J. Siri

"Great service and great communication. Everyone at GOAT Payments is responsive to emails and calls which is something very important for my business model. Will recommend GOAT Payments to anyone and will continue doing business."

-  A. Shurafa

GOAT Payments Providing
Merchant Advisory
with leading
Payment Experts

Over the past two decades, we’ve assisted over 15,000 clients in saving millions of dollars on their processing fees and charges.

GOAT Payments emerges as the merchant-focused payment processing partner you’ve been seeking.

Join us and experience the
GOAT Payments difference today!

We save businesses an average of 17.3% on their payment processing fees

GOAT Payments offers unparalleled custom processing solutions tailored to your unique merchant needs.

Should you require further information or have any questions, please get in touch with us at (855)551-8558.

Save Money now

Over the last 20 years, GOAT Payments and its partners have saved thousands of merchants millions of dollars on their credit card processing rates and fees. We are so confident in our rates that if we cannot beat your current merchant processing rates and fees, we will give you $1,000.00 just for letting us try. This is a free, no obligation rate analysis.

2 easy options to have your current merchant statement analyzed:

    Option 1:

    Upload one of your recent merchant statements from your current provider here.

    Option 2:

    E-mail one of your recent merchant statements from your current provider to analyzemystatement@goatpayments.com

    In all scenarios, your statement will be analyzed within 48 hours of receipt and one of our representatives will contact you to discuss and review the savings.

    We’ve Got Options

    The list below showcases industries that are considered higher-risk merchants.

    GOAT Payments collaborates with over 25 banks to cater to high-risk merchants.

    Dual Pricing

    Two Pricing Options, One Smart Choice

    What is Dual Pricing?

    Dual pricing is a strategic approach where two distinct prices are set for the same product or service, based on the payment method chosen by the customer. This method is particularly prevalent in transactions involving cash versus credit payments.

    How Does Dual Pricing Work?

    At GOAT Payments, we implement dual pricing to offer our customers a choice that best suits their needs. When customers choose to pay with cash, they are often provided with a slightly lower price, reflecting the absence of transaction fees commonly associated with credit card payments. Conversely, prices for credit card transactions may be slightly higher to accommodate these additional fees.

    This approach ensures fair pricing for all, allowing cash-paying customers to enjoy cost savings while ensuring the business can cover the costs associated with credit card transactions. At GOAT Payments, our goal is to provide transparent and equitable pricing options, ensuring satisfaction and trust in our services.

    Subscription Billing

    Seamless Subscription Billing
    with GOAT Payments

    Welcome to GOAT Payments – your professional guide in the subscription billing universe. Focusing on precision and ease, we specialize in transforming billing operations into a seamless experience for merchants like you.

    Partner in Your Success
    Success is a journey we embark on together at GOAT Payments. As your reliable billing partner, we continuously explore innovative ways to enhance your billing experience. We handle the complex billing processes, enabling you to deliver exceptional customer service and grow your business. With GOAT Payments, your success story begins here.

    Welcome to a New Era of Subscription Billing Excellence with GOAT Payments